OCFC
NASDAQ · Banking
Oceanfirst Financial Corp
$18.80
-0.08 (-0.42%)
Financial Highlights (FY 2026)
Revenue
425.51M
Net Income
70.93M
Gross Margin
—
Profit Margin
33.8%
Rev Growth
+11.8%
D/E Ratio
0.19
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 50.8% | 50.8% |
| Operating Margin | 44.4% | 40.0% | 33.5% | 35.8% |
| Profit Margin | 33.8% | 32.1% | 28.4% | 27.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 425.51M | 380.70M | 412.00M | 478.29M |
| Gross Profit | — | — | 209.41M | 243.10M |
| Operating Income | 189.01M | 152.19M | 138.08M | 171.04M |
| Net Income | 70.93M | 57.11M | 117.03M | 129.33M |
| Gross Margin | — | — | 50.8% | 50.8% |
| Operating Margin | 44.4% | 40.0% | 33.5% | 35.8% |
| Profit Margin | 33.8% | 32.1% | 28.4% | 27.0% |
| Rev Growth | +11.8% | +11.8% | +3.5% | +21.6% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 84.98M | 84.98M | 175.05M | 193.43M |
| Total Equity | 456.17M | 456.17M | 366.99M | 402.54M |
| D/E Ratio | 0.19 | 0.19 | 0.48 | 0.48 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 102.74M | 87.33M | 199.63M | 224.71M |
| Free Cash Flow | — | — | 119.54M | 137.72M |