ORRF
NASDAQ · Banking
Orrstown Finl Services Inc
$45.27
+0.90 (+2.03%)
Financial Highlights (FY 2026)
Revenue
235.72M
Net Income
83.28M
Gross Margin
—
Profit Margin
17.4%
Rev Growth
+5.3%
D/E Ratio
0.10
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 59.5% | 59.5% |
| Operating Margin | 21.0% | 18.9% | 29.4% | 36.7% |
| Profit Margin | 17.4% | 16.5% | 28.1% | 24.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 235.72M | 223.81M | 229.19M | 224.32M |
| Gross Profit | — | — | 136.30M | 133.40M |
| Operating Income | 49.56M | 42.35M | 67.33M | 82.37M |
| Net Income | 83.28M | 71.17M | 64.35M | 53.82M |
| Gross Margin | — | — | 59.5% | 59.5% |
| Operating Margin | 21.0% | 18.9% | 29.4% | 36.7% |
| Profit Margin | 17.4% | 16.5% | 28.1% | 24.0% |
| Rev Growth | +5.3% | +5.3% | +10.4% | +17.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 41.63M | 41.63M | 252.54M | 235.45M |
| Total Equity | 397.27M | 397.27M | 539.38M | 472.71M |
| D/E Ratio | 0.10 | 0.10 | 0.47 | 0.50 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 110.69M | 99.85M | 107.34M | 93.51M |
| Free Cash Flow | — | — | 79.56M | 75.31M |