PFIS
NASDAQ · Banking
Peoples Financial Services
$65.62
-0.67 (-1.01%)
Financial Highlights (FY 2026)
Revenue
147.34M
Net Income
58.02M
Gross Margin
—
Profit Margin
35.4%
Rev Growth
+6.0%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 36.9% | 36.9% |
| Operating Margin | 42.2% | 37.9% | 28.9% | 30.9% |
| Profit Margin | 35.4% | 33.6% | 32.2% | 31.1% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 147.34M | 138.95M | 188.10M | 182.20M |
| Gross Profit | — | — | 69.35M | 67.17M |
| Operating Income | 62.13M | 52.73M | 54.41M | 56.22M |
| Net Income | 58.02M | 49.25M | 60.52M | 56.69M |
| Gross Margin | — | — | 36.9% | 36.9% |
| Operating Margin | 42.2% | 37.9% | 28.9% | 30.9% |
| Profit Margin | 35.4% | 33.6% | 32.2% | 31.1% |
| Rev Growth | +6.0% | +6.0% | -9.7% | -5.6% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 48.73M | 48.73M | 41.04M | 40.29M |
| Total Equity | 277.33M | 277.33M | 245.86M | 278.45M |
| D/E Ratio | 0.18 | 0.18 | 0.17 | 0.14 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 65.65M | 58.82M | 79.05M | 72.83M |
| Free Cash Flow | — | — | 40.44M | 36.88M |