PFS
NYSE · Banking
Provident Financial Services
$22.93
-0.13 (-0.56%)
Financial Highlights (FY 2026)
Revenue
888.59M
Net Income
293.37M
Gross Margin
—
Profit Margin
34.8%
Rev Growth
+7.9%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 57.7% | 57.7% |
| Operating Margin | 47.5% | 42.8% | 29.8% | 30.5% |
| Profit Margin | 34.8% | 33.0% | 20.9% | 21.7% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 888.59M | 823.84M | 847.28M | 908.68M |
| Gross Profit | — | — | 488.66M | 524.07M |
| Operating Income | 422.20M | 352.29M | 252.57M | 276.74M |
| Net Income | 293.37M | 244.79M | 177.27M | 196.84M |
| Gross Margin | — | — | 57.7% | 57.7% |
| Operating Margin | 47.5% | 42.8% | 29.8% | 30.5% |
| Profit Margin | 34.8% | 33.0% | 20.9% | 21.7% |
| Rev Growth | +7.9% | +7.9% | -4.8% | -7.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 228.00M | 228.00M | 843.82M | 1.03B |
| Total Equity | 1.29B | 1.29B | 2.10B | 1.95B |
| D/E Ratio | 0.18 | 0.18 | 0.40 | 0.53 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 463.59M | 408.32M | 307.46M | 321.99M |
| Free Cash Flow | — | — | 163.64M | 175.32M |