PFS
NYSE · Banking
Provident Financial Services
$22.96
+0.02 (+0.09%)
Financial Highlights (FY 2026)
Revenue
880.54M
Net Income
290.71M
Gross Margin
—
Profit Margin
34.8%
Rev Growth
+7.9%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 57.7% | 57.7% |
| Operating Margin | 47.5% | 42.8% | 29.8% | 30.5% |
| Profit Margin | 34.8% | 33.0% | 20.9% | 21.7% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 880.54M | 816.38M | 847.28M | 908.68M |
| Gross Profit | — | — | 488.66M | 524.07M |
| Operating Income | 418.38M | 349.10M | 252.57M | 276.74M |
| Net Income | 290.71M | 242.58M | 177.27M | 196.84M |
| Gross Margin | — | — | 57.7% | 57.7% |
| Operating Margin | 47.5% | 42.8% | 29.8% | 30.5% |
| Profit Margin | 34.8% | 33.0% | 20.9% | 21.7% |
| Rev Growth | +7.9% | +7.9% | -4.8% | -7.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 224.96M | 224.96M | 843.82M | 1.03B |
| Total Equity | 1.27B | 1.27B | 2.10B | 1.95B |
| D/E Ratio | 0.18 | 0.18 | 0.40 | 0.53 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 459.40M | 404.62M | 307.46M | 321.99M |
| Free Cash Flow | — | — | 163.64M | 175.32M |