PROV
NASDAQ · Banking
Provident Financial Hldgs
$18.27
-0.15 (-0.81%)
Financial Highlights (FY 2026)
Revenue
35.73M
Net Income
6.42M
Gross Margin
—
Profit Margin
20.9%
Rev Growth
+2.7%
D/E Ratio
0.00
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 28.4% | 28.4% |
| Operating Margin | 30.2% | 27.2% | 36.3% | 38.5% |
| Profit Margin | 20.9% | 19.9% | 36.9% | 37.3% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 35.73M | 34.79M | 30.61M | 27.85M |
| Gross Profit | — | — | 8.70M | 7.92M |
| Operating Income | 10.80M | 9.47M | 11.12M | 10.73M |
| Net Income | 6.42M | 5.63M | 11.29M | 10.40M |
| Gross Margin | — | — | 28.4% | 28.4% |
| Operating Margin | 30.2% | 27.2% | 36.3% | 38.5% |
| Profit Margin | 20.9% | 19.9% | 36.9% | 37.3% |
| Rev Growth | +2.7% | +2.7% | +4.6% | +5.5% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 34.6K | 34.6K | 38.08M | 38.57M |
| Total Equity | 57.60M | 57.60M | 77.84M | 82.79M |
| D/E Ratio | 0.00 | 0.00 | 0.49 | 0.47 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 19.81M | 18.32M | 15.29M | 13.68M |
| Free Cash Flow | — | — | 8.65M | 5.61M |