RM
NYSE · Financial Services
Regional Management Corp
$31.26
-1.34 (-4.11%)
Financial Highlights (FY 2026)
Revenue
643.79M
Net Income
44.29M
Gross Margin
100.0%
Profit Margin
6.9%
Rev Growth
+8.4%
D/E Ratio
4.40
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | 100.0% | 100.0% | 49.4% | 49.4% |
| Operating Margin | 22.1% | 19.9% | 32.7% | 27.4% |
| Profit Margin | 6.9% | 6.5% | 25.3% | 21.8% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 643.79M | 594.07M | 117.23M | 111.56M |
| Gross Profit | 643.79M | 594.07M | 57.88M | 55.08M |
| Operating Income | 142.21M | 118.11M | 38.37M | 30.52M |
| Net Income | 44.29M | 36.78M | 29.66M | 24.34M |
| Gross Margin | 100.0% | 100.0% | 49.4% | 49.4% |
| Operating Margin | 22.1% | 19.9% | 32.7% | 27.4% |
| Profit Margin | 6.9% | 6.5% | 25.3% | 21.8% |
| Rev Growth | +8.4% | +8.4% | -2.7% | +23.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 126.80M | 126.80M | 89.45M | 81.92M |
| Total Equity | 28.81M | 28.81M | 186.62M | 184.96M |
| D/E Ratio | 4.40 | 4.40 | 0.48 | 0.44 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 158.39M | 138.85M | 41.03M | 43.45M |
| Free Cash Flow | — | — | 29.49M | 39.89M |