SSBI
NASDAQ · Banking
Summit State Bank
$12.19
-0.07 (-0.53%)
Financial Highlights (FY 2026)
Revenue
50.82M
Net Income
6.87M
Gross Margin
—
Profit Margin
34.0%
Rev Growth
+17.7%
D/E Ratio
0.06
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 63.4% | 63.4% |
| Operating Margin | 47.8% | 43.0% | 39.8% | 34.4% |
| Profit Margin | 34.0% | 32.3% | 37.1% | 28.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 50.82M | 43.17M | 24.90M | 19.93M |
| Gross Profit | — | — | 15.79M | 12.64M |
| Operating Income | 24.30M | 18.58M | 9.90M | 6.85M |
| Net Income | 6.87M | 5.26M | 9.23M | 5.70M |
| Gross Margin | — | — | 63.4% | 63.4% |
| Operating Margin | 47.8% | 43.0% | 39.8% | 34.4% |
| Profit Margin | 34.0% | 32.3% | 37.1% | 28.6% |
| Rev Growth | +17.7% | +17.7% | +9.9% | +10.2% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 2.30M | 2.30M | 42.79M | 33.40M |
| Total Equity | 39.17M | 39.17M | 52.44M | 52.70M |
| D/E Ratio | 0.06 | 0.06 | 0.82 | 0.63 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 10.79M | 8.71M | 12.39M | 10.12M |
| Free Cash Flow | — | — | 6.79M | 5.59M |