UBCP
NASDAQ · Banking
United Bancorp Inc/Ohio
$16.15
+0.39 (+2.47%)
Financial Highlights (FY 2026)
Revenue
28.92M
Net Income
7.86M
Gross Margin
—
Profit Margin
30.4%
Rev Growth
+0.8%
D/E Ratio
0.80
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 46.2% | 46.2% |
| Operating Margin | 33.5% | 30.1% | 39.1% | 36.1% |
| Profit Margin | 30.4% | 28.9% | 28.7% | 24.5% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 28.92M | 28.70M | 14.36M | 11.51M |
| Gross Profit | — | — | 6.63M | 5.32M |
| Operating Income | 9.69M | 8.65M | 5.61M | 4.16M |
| Net Income | 7.86M | 7.02M | 4.12M | 2.82M |
| Gross Margin | — | — | 46.2% | 46.2% |
| Operating Margin | 33.5% | 30.1% | 39.1% | 36.1% |
| Profit Margin | 30.4% | 28.9% | 28.7% | 24.5% |
| Rev Growth | +0.8% | +0.8% | -6.7% | -1.7% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 19.96M | 19.96M | 12.23M | 10.09M |
| Total Equity | 25.01M | 25.01M | 66.29M | 59.85M |
| D/E Ratio | 0.80 | 0.80 | 0.18 | 0.17 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 14.97M | 14.12M | 8.84M | 6.14M |
| Free Cash Flow | — | — | 2.43M | 1.94M |