UBFO
NASDAQ · Banking
United Security Bancshare/Ca
$10.51
+0.20 (+1.94%)
Financial Highlights (FY 2026)
Revenue
48.44M
Net Income
12.29M
Gross Margin
—
Profit Margin
32.8%
Rev Growth
+6.6%
D/E Ratio
0.05
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 38.0% | 38.0% |
| Operating Margin | 46.1% | 41.4% | 32.2% | 31.5% |
| Profit Margin | 32.8% | 31.1% | 36.3% | 29.3% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 48.44M | 45.46M | 50.82M | 43.46M |
| Gross Profit | — | — | 19.29M | 16.50M |
| Operating Income | 22.31M | 18.84M | 16.38M | 13.69M |
| Net Income | 12.29M | 10.38M | 18.46M | 12.71M |
| Gross Margin | — | — | 38.0% | 38.0% |
| Operating Margin | 46.1% | 41.4% | 32.2% | 31.5% |
| Profit Margin | 32.8% | 31.1% | 36.3% | 29.3% |
| Rev Growth | +6.6% | +6.6% | -9.2% | -4.3% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 3.91M | 3.91M | 26.76M | 24.30M |
| Total Equity | 86.76M | 86.76M | 69.13M | 73.28M |
| D/E Ratio | 0.05 | 0.05 | 0.39 | 0.33 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 16.70M | 14.89M | 24.68M | 20.29M |
| Free Cash Flow | — | — | 18.09M | 15.02M |