UBSI
NASDAQ · Banking
United Bankshares Inc
$48.19
-0.20 (-0.41%)
Financial Highlights (FY 2026)
Revenue
1.11B
Net Income
466.92M
Gross Margin
—
Profit Margin
36.2%
Rev Growth
+9.5%
D/E Ratio
0.09
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 30.2% | 30.2% |
| Operating Margin | 45.4% | 40.9% | 44.7% | 42.8% |
| Profit Margin | 36.2% | 34.4% | 34.2% | 33.2% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 1.11B | 1.01B | 1.09B | 1.06B |
| Gross Profit | — | — | 329.98M | 318.47M |
| Operating Income | 501.91M | 412.41M | 489.42M | 451.69M |
| Net Income | 466.92M | 383.66M | 374.50M | 350.78M |
| Gross Margin | — | — | 30.2% | 30.2% |
| Operating Margin | 45.4% | 40.9% | 44.7% | 42.8% |
| Profit Margin | 36.2% | 34.4% | 34.2% | 33.2% |
| Rev Growth | +9.5% | +9.5% | -5.7% | +18.0% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 276.04M | 276.04M | 852.54M | 1.04B |
| Total Equity | 3.16B | 3.16B | 3.31B | 3.10B |
| D/E Ratio | 0.09 | 0.09 | 0.26 | 0.34 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 611.29M | 530.20M | 722.77M | 639.45M |
| Free Cash Flow | — | — | 245.76M | 318.31M |