UVE
UVE
NYSE · Insurance

Universal Insurance Holdings

$38.10
+0.27 (+0.71%)
Financial Highlights (FY 2026)
Revenue
1.55B
Net Income
177.05M
Gross Margin
Profit Margin
11.4%
Rev Growth
+9.5%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 56.5% 56.5%
Operating Margin 15.1% 13.6% 14.6% 17.2%
Profit Margin 11.4% 10.8% 13.3% 15.6%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.55B 1.42B 591.57M 545.16M
Gross Profit 334.08M 307.87M
Operating Income 235.15M 193.33M 86.43M 93.79M
Net Income 177.05M 145.56M 78.60M 84.79M
Gross Margin 56.5% 56.5%
Operating Margin 15.1% 13.6% 14.6% 17.2%
Profit Margin 11.4% 10.8% 13.3% 15.6%
Rev Growth +9.5% +9.5% +7.4% +9.8%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 81.98M 81.98M 192.70M 198.32M
Total Equity 449.72M 449.72M 657.81M 579.33M
D/E Ratio 0.18 0.18 0.29 0.34
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 241.46M 209.54M 147.36M 121.07M
Free Cash Flow 83.48M 84.22M