UVE
NYSE · Insurance
Universal Insurance Holdings
$46.75
-0.67 (-1.41%)
Financial Highlights (FY 2026)
Revenue
1.55B
Net Income
176.34M
Gross Margin
—
Profit Margin
11.4%
Rev Growth
+9.5%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 56.5% | 56.5% |
| Operating Margin | 15.1% | 13.6% | 14.6% | 17.2% |
| Profit Margin | 11.4% | 10.8% | 13.3% | 15.6% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 1.55B | 1.41B | 591.57M | 545.16M |
| Gross Profit | — | — | 334.08M | 307.87M |
| Operating Income | 234.21M | 192.55M | 86.43M | 93.79M |
| Net Income | 176.34M | 144.97M | 78.60M | 84.79M |
| Gross Margin | — | — | 56.5% | 56.5% |
| Operating Margin | 15.1% | 13.6% | 14.6% | 17.2% |
| Profit Margin | 11.4% | 10.8% | 13.3% | 15.6% |
| Rev Growth | +9.5% | +9.5% | +7.4% | +9.8% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 104.96M | 104.96M | 192.70M | 198.32M |
| Total Equity | 575.74M | 575.74M | 657.81M | 579.33M |
| D/E Ratio | 0.18 | 0.18 | 0.29 | 0.34 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 240.49M | 208.70M | 147.36M | 121.07M |
| Free Cash Flow | — | — | 83.48M | 84.22M |