UVE
UVE
NYSE · Insurance

Universal Insurance Holdings

$34.18
+1.05 (+3.17%)
As of Mar 23, 10:03 PM ET ·
Financial Highlights (FY 2026)
Revenue
1.53B
Net Income
174.54M
Gross Margin
Profit Margin
11.4%
Rev Growth
+9.5%
D/E Ratio
0.18
Revenue & Net Income
Margin Trends
FY 2026 FY 2025 FY 2024 FY 2023
Gross Margin 56.5% 56.5%
Operating Margin 15.1% 13.6% 14.6% 17.2%
Profit Margin 11.4% 10.8% 13.3% 15.6%
Income Statement
FY 2026 FY 2025 FY 2024 FY 2023
Revenue 1.53B 1.40B 591.57M 545.16M
Gross Profit 334.08M 307.87M
Operating Income 231.82M 190.59M 86.43M 93.79M
Net Income 174.54M 143.49M 78.60M 84.79M
Gross Margin 56.5% 56.5%
Operating Margin 15.1% 13.6% 14.6% 17.2%
Profit Margin 11.4% 10.8% 13.3% 15.6%
Rev Growth +9.5% +9.5% +7.4% +9.8%
Balance Sheet
FY 2026 FY 2025 FY 2024 FY 2023
Total Debt 73.01M 73.01M 192.70M 198.32M
Total Equity 400.48M 400.48M 657.81M 579.33M
D/E Ratio 0.18 0.18 0.29 0.34
Cash Flow
FY 2026 FY 2025 FY 2024 FY 2023
EBITDA 244.17M 211.89M 147.36M 121.07M
Free Cash Flow 83.48M 84.22M