WABC
NASDAQ · Banking
Westamerica Bancorporation
$60.70
+0.38 (+0.63%)
Financial Highlights (FY 2026)
Revenue
223.75M
Net Income
102.82M
Gross Margin
—
Profit Margin
46.1%
Rev Growth
+11.8%
D/E Ratio
0.15
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 35.8% | 35.8% |
| Operating Margin | 62.5% | 56.2% | 35.1% | 35.8% |
| Profit Margin | 46.1% | 43.8% | 29.7% | 22.9% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 223.75M | 200.13M | 179.52M | 226.99M |
| Gross Profit | — | — | 64.25M | 81.25M |
| Operating Income | 139.84M | 112.57M | 63.06M | 81.36M |
| Net Income | 102.82M | 82.77M | 53.24M | 52.01M |
| Gross Margin | — | — | 35.8% | 35.8% |
| Operating Margin | 62.5% | 56.2% | 35.1% | 35.8% |
| Profit Margin | 46.1% | 43.8% | 29.7% | 22.9% |
| Rev Growth | +11.8% | +11.8% | -3.7% | +19.1% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 87.56M | 87.56M | 490.94M | 474.60M |
| Total Equity | 595.26M | 595.26M | 884.66M | 812.88M |
| D/E Ratio | 0.15 | 0.15 | 0.55 | 0.58 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 197.34M | 167.68M | 69.40M | 89.21M |
| Free Cash Flow | — | — | 35.91M | 46.40M |