WSBF
WSBF
NASDAQ · Financial Services

Waterstone Financial Inc

$18.03
-0.17 (-0.93%)
Financial Highlights (FY 2025)
Revenue
105.95M
Net Income
18.96M
Gross Margin
45.6%
Profit Margin
17.9%
Rev Growth
+17.0%
D/E Ratio
0.90
Revenue & Net Income
Margin Trends
FY 2025 FY 2024 FY 2023
Gross Margin 45.6% 45.6% 45.6%
Operating Margin 22.9% 19.9% 22.4%
Profit Margin 17.9% 16.6% 17.2%
Income Statement
FY 2025 FY 2024 FY 2023
Revenue 105.95M 100.05M 109.48M
Gross Profit 48.35M 45.66M 49.96M
Operating Income 24.31M 19.93M 24.57M
Net Income 18.96M 16.56M 18.82M
Gross Margin 45.6% 45.6% 45.6%
Operating Margin 22.9% 19.9% 22.4%
Profit Margin 17.9% 16.6% 17.2%
Rev Growth +17.0% +4.1% +21.4%
Balance Sheet
FY 2025 FY 2024 FY 2023
Total Debt 143.27M 141.23M 131.28M
Total Equity 159.60M 169.43M 164.08M
D/E Ratio 0.90 0.83 0.80
Cash Flow
FY 2025 FY 2024 FY 2023
EBITDA 30.00M 27.69M 31.76M
Free Cash Flow 20.79M 18.75M 20.41M