CZFS
CZFS
NASDAQ · Banking

Citizens Financial Services

$65.72
-1.08 (-1.61%)
As of Feb 8, 1:58 PM ET ·
Income Statement
FY 2025 FY 2024 FY 2023
Revenue 99.26M 102.74M 78.27M
Net Income 34.64M 33.39M 20.42M
EPS
Profit Margin 34.9% 32.5% 26.1%
Rev Growth +10.5% -0.5% +9.6%
Balance Sheet
FY 2025 FY 2024 FY 2023
Total Debt 123.83M 109.08M 130.93M
Total Equity 92.69M 105.77M 105.75M
D/E Ratio 1.34 1.03 1.24
Cash Flow
FY 2025 FY 2024 FY 2023
EBITDA 52.23M 53.54M 42.66M
Free Cash Flow 18.03M 18.03M 16.68M