CZFS
NASDAQ · Banking
Citizens Financial Services
$81.89
-0.65 (-0.79%)
Open$82.60
Previous Close$82.54
Day High$83.71
Day Low$81.80
52W High$83.85
52W Low$52.35
Volume—
Avg Volume48.5K
Market Cap393.01M
P/E Ratio9.99
EPS$8.19
SectorBanking
Analyst Ratings
Strong Buy
7 analysts
Price Target
-46.0% upside
Current
$81.89
$81.89
Target
$44.22
$44.22
$27.20
$44.22 avg
$50.11
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 98.22M | 88.98M | 102.74M |
| Net Income | 36.65M | 29.88M | 33.39M |
| Profit Margin | 35.5% | 33.7% | 32.5% |
| EBITDA | 52.30M | 45.01M | 53.54M |
| Free Cash Flow | — | — | 18.03M |
| Rev Growth | +10.4% | +10.4% | -0.5% |
| Debt/Equity | 0.14 | 0.14 | 1.03 |
Dividend
Dividend Yield2.50%
Annual Dividend$1.99
Payout Ratio26.1%
Frequencyquarterly
Ex-Dividend—
Pay Date—
Banking Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co | $363.25 | +0.63% | 14.8 | 963.09B |
| BAC | Bank of America Corp | $64.23 | +0.53% | 13.3 | 447.36B |
| RY | Royal Bank Of Canada | $212.99 | -1.48% | 18.7 | 413.54B |
| WFC | Wells Fargo & Co | $87.40 | -0.16% | 11.9 | 268.92B |
| TD | Toronto-Dominion Bank | $121.97 | -1.91% | 19.5 | 290.56B |
| C | Citigroup Inc | $137.65 | -0.62% | 13.1 | 232.71B |