CZFS
NASDAQ · Banking
Citizens Financial Services
$72.44
+0.92 (+1.29%)
Open$72.25
Previous Close$71.52
Day High$72.44
Day Low$71.55
52W High$74.70
52W Low$49.99
Volume—
Avg Volume18.8K
Market Cap346.96M
P/E Ratio8.82
EPS$8.19
SectorBanking
Analyst Ratings
Strong Buy
7 analysts
Price Target
-39.0% upside
Current
$72.44
$72.44
Target
$44.22
$44.22
$27.20
$44.22 avg
$50.11
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 97.80M | 88.61M | 102.74M |
| Net Income | 36.49M | 29.75M | 33.39M |
| Profit Margin | 35.5% | 33.7% | 32.5% |
| EBITDA | 52.08M | 44.82M | 53.54M |
| Free Cash Flow | — | — | 18.03M |
| Rev Growth | +10.4% | +10.4% | -0.5% |
| Debt/Equity | 0.14 | 0.14 | 1.03 |
Dividend
Dividend Yield2.83%
Annual Dividend$1.99
Payout Ratio26.1%
Frequencyquarterly
Ex-Dividend—
Pay Date—
Banking Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co | $334.47 | +0.12% | 15.2 | 896.22B |
| BAC | Bank of America Corp | $58.73 | +0.63% | 13.2 | 416.78B |
| RY | Royal Bank Of Canada | $204.79 | -1.69% | 18.2 | 403.63B |
| WFC | Wells Fargo & Co | $85.51 | -0.50% | 12.1 | 262.77B |
| TD | Toronto-Dominion Bank | $119.30 | -2.41% | 19.2 | 285.96B |
| C | Citigroup Inc | $139.97 | -0.11% | 15.0 | 240.04B |