CZFS
NASDAQ · Banking
Citizens Financial Services
$63.11
+0.54 (+0.86%)
Open$61.93
Previous Close$62.57
Day High$63.80
Day Low$61.93
52W High$69.58
52W Low$49.99
Volume—
Avg Volume4.6K
Market Cap300.64M
P/E Ratio8.22
EPS$7.62
SectorBanking
Analyst Ratings
Strong Buy
7 analysts
Price Target
-29.9% upside
Current
$63.11
$63.11
Target
$44.22
$44.22
$27.20
$44.22 avg
$50.11
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 97.51M | 88.34M | 102.74M |
| Net Income | 36.38M | 29.66M | 33.39M |
| Profit Margin | 35.5% | 33.7% | 32.5% |
| EBITDA | 47.10M | 40.53M | 53.54M |
| Free Cash Flow | — | — | 18.03M |
| Rev Growth | +10.4% | +10.4% | -0.5% |
| Debt/Equity | 0.14 | 0.14 | 1.03 |
Dividend
Dividend Yield3.20%
Annual Dividend$1.99
Payout Ratio26.1%
Frequencyquarterly
Ex-Dividend—
Pay Date—
Banking Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co | $301.71 | +2.03% | 13.6 | 798.43B |
| BAC | Bank of America Corp | $50.70 | +0.02% | 11.1 | 350.86B |
| RY | Royal Bank Of Canada | $183.53 | -0.68% | 16.8 | 352.55B |
| WFC | Wells Fargo & Co | $74.55 | +0.24% | 10.4 | 225.81B |
| TD | Toronto-Dominion Bank | $107.91 | -0.43% | 11.5 | 251.06B |
| C | Citigroup Inc | $119.97 | -1.99% | 13.2 | 211.65B |