CZFS
NASDAQ · Banking
Citizens Financial Services
$80.44
+0.59 (+0.74%)
Open$80.33
Previous Close$79.85
Day High$81.92
Day Low$79.40
52W High$84.65
52W Low$52.35
Volume—
Avg Volume40.0K
Market Cap389.12M
P/E Ratio9.48
EPS$8.55
SectorBanking
Analyst Ratings
Strong Buy
7 analysts
Price Target
-45.0% upside
Current
$80.44
$80.44
Target
$44.22
$44.22
$27.20
$44.22 avg
$50.11
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 98.78M | 89.49M | 102.74M |
| Net Income | 36.86M | 30.05M | 33.39M |
| Profit Margin | 35.5% | 33.7% | 32.5% |
| EBITDA | 52.60M | 45.27M | 53.54M |
| Free Cash Flow | — | — | 18.03M |
| Rev Growth | +10.4% | +10.4% | -0.5% |
| Debt/Equity | 0.14 | 0.14 | 1.03 |
Dividend
Dividend Yield3.38%
Annual Dividend$1.99
Payout Ratio26.1%
Frequencyquarterly
Ex-Dividend—
Pay Date—
Banking Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co | $332.38 | -0.24% | 13.5 | 879.89B |
| BAC | Bank of America Corp | $53.75 | +0.04% | 11.1 | 373.66B |
| RY | Royal Bank Of Canada | $195.67 | +0.16% | 16.9 | 385.28B |
| WFC | Wells Fargo & Co | $80.45 | +0.25% | 10.6 | 239.79B |
| TD | Toronto-Dominion Bank | $117.88 | +0.23% | 17.5 | 282.80B |
| C | Citigroup Inc | $128.50 | +1.18% | 12.1 | 215.56B |