BAC

NEW YORK STOCK EXCHANGE, INC. · Banking

Bank of America Corp

Q: What does Bank of America do?

Bank of America operates as a diversified financial services company serving individual consumers, small businesses, and large corporations. The bank generates revenue through consumer banking (deposits, credit cards, mortgages), wealth management (Merrill Lynch), and global banking services including investment banking and treasury solutions. With one of the largest branch networks in the U.S., it combines traditional retail banking with sophisticated capital markets capabilities to serve clients across lending, asset management, and transaction processing.

Q: Is BAC stock a good investment?

Bank of America benefits from its scale advantages and diversified revenue streams across consumer and institutional banking. The stock typically offers dividend income and exposure to interest rate cycles. However, investors should consider regulatory risks, credit quality during economic downturns, and competition from fintech companies. The bank's performance correlates closely with economic conditions, net interest margins, and loan growth trends. Valuation often trades near tangible book value with moderate P/E multiples.

Q: Who are Bank of America's main competitors?

JPMorgan Chase competes directly across all segments and leads in investment banking. Wells Fargo rivals in consumer banking and branch presence. Citigroup competes in global banking and wealth management. Goldman Sachs and Morgan Stanley compete in capital markets and wealth advisory services. Regional banks also compete for deposits and loans in local markets.

Q: Does Bank of America pay dividends?

Bank of America maintains a consistent quarterly dividend that has grown steadily since the financial crisis recovery. The dividend yield typically ranges between 2-3%, appealing to income-focused investors. As a major financial institution, the bank's dividend policy is subject to Federal Reserve stress tests and capital requirements, which influence payout ratios and buyback programs alongside dividend distributions.

Q: What is the current share price of BAC?

BAC last closed at $54.58, up 0.48% in the most recent trading session. Over the past 52 weeks, the stock has traded between a low of $46.12 and a high of $65.23. The current price represents 44% of its 52-week range, which helps investors gauge where the stock sits relative to its recent trading history.

Q: Is BAC rated a buy or sell by analysts?

Among 29 analysts covering BAC, the consensus rating is Strong Buy — 23 rate it a buy, 6 hold, and 0 sell. The average price target sits at $69.86, implying 28% upside from the current price. Keep in mind that analyst targets reflect 12-month expectations and can shift quickly after earnings reports or major company events.

Q: What are Bank of America Corp's earnings?

Bank of America Corp generated $80.61B in revenue during fiscal year 2026, with $27.54B reaching the bottom line as net income. The net profit margin of 29.0% is strong by most industry standards.

Q: How is BAC valued compared to earnings?

BAC trades at a P/E ratio of 11.19 on trailing earnings of $4.51 per share. That's below the S&P 500 average, suggesting the market may see limited growth or is pricing in sector-specific risks. Comparing this multiple against Banking sector peers gives better context than the broad market alone, since P/E norms vary significantly across industries.

Q: What is BAC's return over the past year?

While BAC is up over the longer term, recent weakness has pulled back short-term returns. Returns by timeframe: +0.00% (1D), +0.91% (1W), -8.22% (1M), -11.38% (3M), +2.00% (6M), +11.71% (1Y), -2.45% (YTD). Comparing these figures against the S&P 500 and sector benchmarks helps determine whether BAC is outperforming or lagging the broader market.

S&P 500 Mega-Cap Stocks Blue Chip Stocks Bank & Financial Stocks Best Dividend Stocks Highest Dividend Yield

$54.58

+0.26 (+0.48%)

As of Oct 12, 9:30 PM ET ·

Day Range $54.24 — $54.93

52W Range $46.12 — $65.23

Performance

1D +0.00%

1W +0.91%

1M -8.22%

3M -11.38%

6M +2.00%

1Y +11.71%

YTD -2.45%

Open$54.50

Previous Close$54.32

Day High$54.93

Day Low$54.24

52W High$65.23

52W Low$46.12

Volume—

Avg Volume36.97M

Market Cap376.66B

P/E Ratio11.19

EPS$4.51

SectorBanking

Technical Indicators

Full analysis →

SMA 50 $59.92 Below

SMA 200 $55.27 Below

RSI (14) 36.2 Neutral

Trend Golden Cross Bullish

Analyst Ratings

Strong Buy

29 analysts

23 Buy 6 Hold 0 Sell

Price Target +28.0% upside

Current
$54.58

Target
$69.86

$45.57 $69.86 avg $73.77

Key Financials

	FY 2026	FY 2025	FY 2024
Revenue	80.61B	80.12B	70.80B
Net Income	27.54B	24.64B	22.66B
Profit Margin	29.0%	27.5%	32.0%
EBITDA	65.98B	62.29B	32.46B
Free Cash Flow	—	—	24.19B
Rev Growth	+0.6%	+0.6%	+1.2%
Debt/Equity	2.33	2.33	0.53

Dividend

Dividend Yield3.23%

Annual Dividend$1.29

Payout Ratio31.3%

Frequencyquarterly

Ex-DividendApr 16, 2026

Pay DateMay 1, 2026

Recent Insider Activity

All Insiders →

Date	Insider	Type	Shares	Price	Value
Sep 17	MOYNIHAN BRIAN T	Exercise	2,717,694	$0.00	—
Sep 17	MOYNIHAN BRIAN T	Exercise	90,415	$0.00	—
Aug 18	MOYNIHAN BRIAN T	Exercise	2,717,695	$0.00	—
Aug 18	MOYNIHAN BRIAN T	Exercise	108,497	$0.00	—
Jul 17	MOYNIHAN BRIAN T	Exercise	2,717,695	$0.00	—

About Bank of America Corp

Bank of America Corporation, based in Charlotte, North Carolina, is a leading financial services provider operating as one of the largest banks in the United States. The company provides consumer banking, wealth management, and corporate banking services through extensive branch networks and digital platforms. Bank of America is a major U.S. financial institution serving millions of retail and institutional clients. The company operates significant operations in lending, deposits, investments, and financial advisory services.

Banking Peers

Symbol	Name	Price	Change	P/E	Mkt Cap
JPM	JPMorgan Chase & Co	$334.30	+0.39%	13.6	882.68B
RY	Royal Bank Of Canada	$192.76	+0.44%	16.5	375.59B
WFC	Wells Fargo & Co	$83.32	-0.28%	10.7	241.07B
TD	Toronto-Dominion Bank	$116.49	+1.21%	16.9	274.09B
C	Citigroup Inc	$131.92	+1.76%	12.2	217.62B
BMO	Bank Of Montreal	$163.88	+0.79%	17.3	158.71B

BAC Frequently Asked Questions

What does Bank of America do?

Bank of America operates as a diversified financial services company serving individual consumers, small businesses, and large corporations. The bank generates revenue through consumer banking (deposits, credit cards, mortgages), wealth management (Merrill Lynch), and global banking services including investment banking and treasury solutions. With one of the largest branch networks in the U.S., it combines traditional retail banking with sophisticated capital markets capabilities to serve clients across lending, asset management, and transaction processing.

Is BAC stock a good investment?

Bank of America benefits from its scale advantages and diversified revenue streams across consumer and institutional banking. The stock typically offers dividend income and exposure to interest rate cycles. However, investors should consider regulatory risks, credit quality during economic downturns, and competition from fintech companies. The bank's performance correlates closely with economic conditions, net interest margins, and loan growth trends. Valuation often trades near tangible book value with moderate P/E multiples.

Who are Bank of America's main competitors?

JPMorgan Chase competes directly across all segments and leads in investment banking. Wells Fargo rivals in consumer banking and branch presence. Citigroup competes in global banking and wealth management. Goldman Sachs and Morgan Stanley compete in capital markets and wealth advisory services. Regional banks also compete for deposits and loans in local markets.

Does Bank of America pay dividends?

Bank of America maintains a consistent quarterly dividend that has grown steadily since the financial crisis recovery. The dividend yield typically ranges between 2-3%, appealing to income-focused investors. As a major financial institution, the bank's dividend policy is subject to Federal Reserve stress tests and capital requirements, which influence payout ratios and buyback programs alongside dividend distributions.

What is the current share price of BAC?

BAC last closed at $54.58, up 0.48% in the most recent trading session. Over the past 52 weeks, the stock has traded between a low of $46.12 and a high of $65.23. The current price represents 44% of its 52-week range, which helps investors gauge where the stock sits relative to its recent trading history.

Is BAC rated a buy or sell by analysts?

Among 29 analysts covering BAC, the consensus rating is Strong Buy — 23 rate it a buy, 6 hold, and 0 sell. The average price target sits at $69.86, implying 28% upside from the current price. Keep in mind that analyst targets reflect 12-month expectations and can shift quickly after earnings reports or major company events.

What are Bank of America Corp's earnings?

Bank of America Corp generated $80.61B in revenue during fiscal year 2026, with $27.54B reaching the bottom line as net income. The net profit margin of 29.0% is strong by most industry standards.

How is BAC valued compared to earnings?

BAC trades at a P/E ratio of 11.19 on trailing earnings of $4.51 per share. That's below the S&P 500 average, suggesting the market may see limited growth or is pricing in sector-specific risks. Comparing this multiple against Banking sector peers gives better context than the broad market alone, since P/E norms vary significantly across industries.

What is BAC's return over the past year?

While BAC is up over the longer term, recent weakness has pulled back short-term returns. Returns by timeframe: +0.00% (1D), +0.91% (1W), -8.22% (1M), -11.38% (3M), +2.00% (6M), +11.71% (1Y), -2.45% (YTD). Comparing these figures against the S&P 500 and sector benchmarks helps determine whether BAC is outperforming or lagging the broader market.