SYF
NYSE · Financial Services
Synchrony Financial
$78.59
-0.08 (-0.10%)
Financial Highlights (FY 2026)
Revenue
10.78B
Net Income
3.09B
Gross Margin
—
Profit Margin
18.8%
Rev Growth
-3.5%
D/E Ratio
0.91
Revenue & Net Income
Margin Trends
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Gross Margin | — | — | 46.1% | 46.1% |
| Operating Margin | 24.8% | 22.3% | 36.1% | 37.7% |
| Profit Margin | 18.8% | 17.9% | 36.6% | 36.0% |
Income Statement
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Revenue | 10.78B | 11.18B | 3.54B | 4.07B |
| Gross Profit | — | — | 1.63B | 1.87B |
| Operating Income | 2.67B | 2.49B | 1.28B | 1.53B |
| Net Income | 3.09B | 2.89B | 1.29B | 1.46B |
| Gross Margin | — | — | 46.1% | 46.1% |
| Operating Margin | 24.8% | 22.3% | 36.1% | 37.7% |
| Profit Margin | 18.8% | 17.9% | 36.6% | 36.0% |
| Rev Growth | -3.5% | -3.5% | -5.8% | +17.6% |
Balance Sheet
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| Total Debt | 6.08B | 6.08B | 11.41B | 9.77B |
| Total Equity | 6.72B | 6.72B | 15.76B | 15.09B |
| D/E Ratio | 0.91 | 0.91 | 0.72 | 0.65 |
Cash Flow
| FY 2026 | FY 2025 | FY 2024 | FY 2023 | |
|---|---|---|---|---|
| EBITDA | 3.21B | 3.16B | 1.72B | 2.23B |
| Free Cash Flow | — | — | 1.30B | 2.12B |