TFC
NYSE · Banking
Truist Financial Corp
$49.11
-0.63 (-1.27%)
Performance
1D
—
1W
—
1M
—
3M
-10.35%
6M
+8.39%
1Y
+19.43%
YTD
-1.27%
Open$49.51
Previous Close$49.74
Day High$49.61
Day Low$49.01
52W High$56.20
52W Low$38.27
Volume—
Avg Volume6.42M
Market Cap61.97B
P/E Ratio11.21
EPS$4.29
SectorBanking
Technical Indicators
Full analysis →
SMA 50
$50.99
Below
SMA 200
$45.53
Above
RSI (14)
52.1
Neutral
Trend
Golden Cross
Bullish
Analyst Ratings
Buy
28 analysts
Price Target
+155.8% upside
Current
$49.11
$49.11
Target
$125.62
$125.62
$84.39
$125.62 avg
$142.05
Key Financials
| FY 2026 | FY 2025 | FY 2024 | |
|---|---|---|---|
| Revenue | 21.72B | 17.96B | 21.47B |
| Net Income | 5.14B | 3.83B | 4.58B |
| Profit Margin | 27.2% | 25.9% | 21.3% |
| EBITDA | 6.68B | 5.25B | 9.93B |
| Free Cash Flow | — | — | 4.42B |
| Rev Growth | +20.9% | +20.9% | +18.5% |
| Debt/Equity | 1.07 | 1.07 | 0.51 |
Dividend
Dividend Yield4.18%
Annual Dividend$2.32
Payout Ratio56.5%
Frequencyquarterly
Ex-DividendMar 27, 2026
Pay DateApr 6, 2026
Recent Insider Activity
All Insiders →| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Dec 8 | Powell Cynthia B | Exercise | 4,414 | $0.00 | — |
| Dec 8 | Powell Cynthia B | Exercise | 7,472 | $0.00 | — |
| Nov 28 | Boyer K. David Jr. | Sale | 10,153 | $46.45 | $471.6K |
| Jul 24 | Bender Bradley D | Sale | 500 | $45.19 | $22.6K |
| May 19 | Bender Bradley D | Exercise | 18,134 | $0.00 | — |
About Truist Financial Corp
Truist Financial Corporation is a major regional bank holding company providing banking and financial services across the Southeast and Mid-Atlantic United States, headquartered in Charlotte, North Carolina. The company was formed through the merger of BB&T and SunTrust Banks and operates through Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings segments. Truist is one of the largest commercial banks in the United States by assets. The company offers traditional banking products including deposits, loans, and credit cards, along with investment services, insurance, and wealth management to individuals, businesses, and institutions.
Banking Peers
| Symbol | Name | Price | Change | P/E | Mkt Cap |
|---|---|---|---|---|---|
| JPM | JPMorgan Chase & Co | $302.10 | -1.36% | 14.4 | 847.49B |
| BAC | Bank of America Corp | $51.31 | -2.73% | 12.1 | 384.13B |
| RY | Royal Bank Of Canada | $181.68 | +0.18% | 16.2 | 341.21B |
| WFC | Wells Fargo & Co | $75.64 | -4.45% | 11.5 | 249.97B |
| TD | Toronto-Dominion Bank | $107.46 | -0.22% | 11.4 | 247.22B |
| C | Citigroup Inc | $125.55 | -2.74% | 13.7 | 219.47B |
TFC Frequently Asked Questions
What does Truist Financial Corp do?
Truist Financial is a large regional bank created from the 2019 merger of BB&T and SunTrust — two banks with deep roots across the Southeast. It earns money the traditional banking way: collecting deposits at low cost and deploying them into higher-yielding loans, while generating fee income from investment banking, wealth management, and insurance through subsidiaries. The integration of two major banks is a years-long process, and Truist has spent its post-merger years rationalizing branches, consolidating systems, and working to realize the cost and revenue synergies that justified the merger.
Is TFC stock a good investment?
Truist trades at a discount to money-center bank peers, which some investors view as an opportunity given its strong Southeast franchise in some of the fastest-growing U.S. metro areas. The company has navigated interest rate sensitivity better than some peers, though its net interest margin compression during rate cycle turns has been a recurring point of investor concern. The sale of its insurance subsidiary, Truist Insurance Holdings, was a notable capital-raising move; whether that capital is redeployed effectively is a key factor in the investment case.
Who are Truist Financial Corp's main competitors?
In the Southeast, Bank of America and Wells Fargo are omnipresent competitors with overlapping branch footprints and similar product offerings. Regions Financial and Fifth Third Bancorp compete as regional bank peers across much of Truist's footprint. JPMorgan Chase has been expanding aggressively into Southeast markets through de novo branching. For wealth management and investment banking, Truist competes with both regional specialists and the full-service investment banks that court the same corporate and affluent individual clients.
Does Truist Financial Corp pay dividends?
Truist pays one of the higher dividend yields among large U.S. banks, reflecting its valuation discount and management's commitment to returning capital to shareholders. The company has maintained and modestly grown its dividend through the post-merger integration period. As a bank holding company, Truist's dividend is subject to regulatory oversight, and its capital ratio management directly influences how much it can return — a dynamic that adds a layer of constraint not found in non-financial dividend payers.
Where is TFC trading today?
TFC last closed at $49.11, down 1.27% in the most recent trading session. Over the past 52 weeks, the stock has traded between a low of $38.27 and a high of $56.20. The current price represents 60% of its 52-week range, which helps investors gauge where the stock sits relative to its recent trading history.
What are analyst ratings for TFC stock?
Among 28 analysts covering TFC, the consensus rating is Buy — 16 rate it a buy, 10 hold, and 2 sell. The average price target sits at $125.62, implying 156% upside from the current price. Keep in mind that analyst targets reflect 12-month expectations and can shift quickly after earnings reports or major company events.
How much revenue does Truist Financial Corp generate?
Truist Financial Corp generated $21.72B in revenue during fiscal year 2026, with $5.14B reaching the bottom line as net income. The net profit margin of 27.2% is strong by most industry standards.
What is the price-to-earnings ratio for TFC?
TFC trades at a P/E ratio of 11.21 on trailing earnings of $4.29 per share. That's below the S&P 500 average, suggesting the market may see limited growth or is pricing in sector-specific risks. Comparing this multiple against Banking sector peers gives better context than the broad market alone, since P/E norms vary significantly across industries.
How has TFC performed compared to last year?
Performance varies across timeframes, reflecting shifting market conditions. Returns by timeframe: -10.35% (3M), +8.39% (6M), +19.43% (1Y), -1.27% (YTD). Comparing these figures against the S&P 500 and sector benchmarks helps determine whether TFC is outperforming or lagging the broader market.